Dori Zinn and Caroline Basile are personal finance journalists with expertise in topics like fintech, investing, and mortgages. Mortgages are a common way to finance a home purchase, with options like fixed-rate and adjustable-rate mortgages available. Different types of loans, such as conventional, FHA, VA, USDA, and jumbo loans, have specific requirements and benefits. Second mortgages, like home equity loans, allow homeowners to borrow against their home's equity for various purposes.
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