Should You Pay Off Your Mortgage Early or Invest? Maximize Your Wealth

Deciding whether to pay off a mortgage early or invest involves several factors. Mortgage prepayment reduces the principal and shortens the loan term, while investing aims for higher returns through various financial channels. Compare mortgage interest rates with expected investment returns, ensure financial stability, and consider tax implications. Paying off a mortgage early can save on interest and provide peace of mind, while investing offers potential higher returns and liquidity. Evaluate personal goals and risk tolerance to make an informed decision.