Khadine Fisher’s Blog
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How Soon Can You Refinance a Mortgage?
The timing for refinancing a mortgage depends on the type of loan and refinance. Some loans allow immediate refinancing, while others require a waiting period known as "seasoning." Conventional loans can typically be refinanced at any time, with some exceptions for cash-out refinances. Jumbo loans have different criteria. Continue to full article
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Maryland’s Bold Housing Reform Solutions
Maryland lacks 96,000 homes due to underbuilding, causing skyrocketing prices and rents.Gov. Wes Moore proposes zoning reforms for homes near transit and state-owned campuses.
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Maryland’s Secret Beaches: Unwind in Affordable Coastal Charm
3. Ocean Pines: – Median monthly housing cost: $1,277 Ocean Pines offers affordability, boasting its own nine-mile stretch of bayfront.
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Here’s the ‘Magic’ Mortgage Rate That’ll Nudge Many People Into Buying Homes
The editorial team created the content, and opinions are their own. Homebuyers are waiting for mortgage rates to drop below 6% to make a move. A survey shows that 1 in 5 buyers are waiting for rates to dip, and almost a third could afford to buy if rates go below 5%. Young buyers remain…
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Maryland’s Affordable Housing Programs
Section 8 Housing Choice Voucher Program: Provides rental assistance for low-income individuals based on income limits and eligibility criteria.Section 811 Project Rental Assistance Program: Offers affordable housing options for low-income individuals with disabilities, providing rental assistance and supportive services.
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Understand The Ins And Outs Of A First Mortgage
Dori Zinn and Caroline Basile are personal finance journalists with expertise in topics like fintech, investing, and mortgages. Mortgages are a common way to finance a home purchase, with options like fixed-rate and adjustable-rate mortgages available. Different types of loans, such as conventional, FHA, VA, USDA, and jumbo loans, have specific requirements and benefits. Second…
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Maryland Unveils 3-Part Housing Plan
Bill 1: Housing Expansion & Affordability Act: – Incentives for developers to build dense, affordable housing projects Exemptions for specific projects from local infrastructure regulations. – Permits new manufactured homes in single-family zones.
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Happy Women’s Day
International Women's Day, also known as IWD for short, grew out of the labour movement to become a recognized annual event by the UN.It all started in 1908 when 15K women marched through NYC demanding shorter working hours, better pay and the right to vote. Things were made official in 1975 when the United Nations…
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Navigating Maryland’s Low-Income Housing
Income Limits: Set by HUD, vary by household size and location, updated annually. Eligibility Factors: Income, residency, rental history, criminal background, and other considerations.
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Unveiling Maryland’s House-Rich Status
House rich states have a higher percentage of residents who own their homes and more affordable housing based on median income.Maryland has a homeownership rate of 67.3% and a median home-to-income ratio of 3.7.