Khadine Fisher’s Blog

Making double mortgage payments can reduce the principal balance. By making additional principal payments, the loan term can be shortened significantly, resulting in lower total interest paid. It is important to ensure that the extra payment is allocated towards the principal balance. When opening a new checking account, look for features such as no monthly…

Baltimore -Median list price: $350K -Median sale price: $362K Frederick -Median list price: $542K -Median sale price: $537K

A VA home appraisal is a crucial part of the VA loan process, determining the property's value and its compliance with VA standards. The borrower pays the appraisal fee, which varies based on location and property complexity. The lender hires a VA-certified appraiser to assess the property and produce a detailed report. Disagreements on property…

In many southern and western states, it's extremely rare to find a single-family home without Homeowners associations (HOA).Homeowners may face unexpected financial burdens from property-related fees and penalties. Unresponsive HOAs can lead to legal actions, such as putting a lien on a home and garnishing wages.

The "singles tax" refers to additional costs faced by single individuals when living alone. A report shows that singles living alone in 1-bedroom homes can spend up to $7K more than couples splitting the cost. To manage solo living, singles must set a budget, typically allocating 30% to 33% of their income for housing and…

United States Real Estate Market Size, Share, Trends, Report 2024-2032 Continue to full article

Home prices in Maryland expected to ↑ 3%-4% in 2024. Continued housing shortage may lead to upward price pressure.

Montgomery County land developers face a myriad of challenges that can make or break their projects. From intricate zoning laws to community opposition, the road to successful development is replete … Continue to full article

Despite rising mortgage rates, certain areas show increased home prices yearly. Gibson Island tops the list with a typical home value of $2,814,745. Dayton follows with a $983,049 typical home value and a 6.3% yearly price change.